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Home » Groups » Gwadaye ‘Place where we can be vulnerable”

Gwadaye ‘Place where we can be vulnerable”

Name: Gwadaye ‘Place where we can be vulnerable” SHG,

Location:Hawassa, Southern Ethiopia

Date of Establishment: January 24, 2009

Membership: 17 female members aged 35-65

Household: The group represents 108 household members including 49 children: 27 boys and 22 girls.

Economic status: We have average monthly household incomes of £20-40 which is just above the poverty line by international standards. Most households can provide 2-3 meals a day for all family members with some fruit and vegetables and occasionally some meat. We have our own homes and can afford beds. We buy new clothes for children once a year. Three or four of our children, the majority boys, will be able to attend school to grade 8 (approximately 12 years old) and we can provide health care for general problems but would slip into debt and possible destitution should any serious illness occur.

Gwadaye SHG members’ initial savings were 3p per week but now we save 7p each per week. In total we have saved £450. The group has a social contribution of 3p per week that helps us to support one another during times of sorrow or emergency.    

The group’s first loans to members were of £3.30 each and the largest loan we have made is £20. In total we have loaned £400 since we started. These loans have been used by members to start businesses like breeding cattle, to buy household goods, for children’s school fees & for college and university graduation. On some occasions, we sell food items as a group; we meet with other groups and have representative members who go to public meetings called by local government. 

We plan to train members in hair dressing and to open a beauty salon with the name of our group. We also plan to bake injera (pita like Ethiopian bread) in bulk and distribute it to hotels.

 What the SHG means to Gete Chenkursa

 “I am married with five family members. My household was very poor before I joined my group. When my children were starving, I had to go around my neighbours asking to borrow money although it hurt my pride.

After I joined my group, they gave me a loan after completing a simple application paper. Because I borrow from the group account that I have share in, I don’t feel ashamed to ask. With the money I borrowed from the group, I started to breed sheep for sale. It is a profitable business and feeding my children is not questionable anymore. I am leading a happy life with my family. Moreover my group members are as sisters to me. We love one another and a problem of mine is the problem of every member. There is always a great power from being together. ”


With your help, we can support the further development of the Self Help Group programme so that more people can work together to use their own resources to feed their families, send their children to school and improve their communities as this group has done.