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Home » Groups » Tsinat le Hibrat ‘Commitment to our group’

Tsinat le Hibrat ‘Commitment to our group’

Name: Tsinat le Hibrat ‘Commitment to our group’ SHG,

Location:Nazret, Southern Ethiopia

Date of Establishment:April 7th 2010   

Membership: 16 female members aged 23-58

Household: The group represents 54 household members including 24 children: 16 boys and 8 girls.

Economic status:  We have average monthly household incomes of £20-40 which is just above the poverty line by international standards. Most households can provide 2-3 meals a day for all family members with some fruit and vegetables and occasionally some meat. We have our own homes and can afford beds. We buy new clothes for children once a year. Three or four of our children, the majority boys, will be able to attend school to grade 8 (approximately 12 years old) and we can provide health care for general problems but would slip into debt and possible destitution should any serious illness occur.

Tsinat leHibrat SHG members’ initial savings were 3p per week but now we save 33p each per week. In total we have saved £215. The group has a social contribution of 2p per week that helps us to support one another during times of sorrow or emergency.  The group’s first loans to members were of £7 each and the largest loan we have made is £25. In total we have loaned £178  to members since we started. 

These loans have been used by members to buy sheep, for medical expenses, to open a kiosk, and to start petty trading. As a group we buy cooking oil, soap and salt in bulk to sell to members. The profits go into our communal funds.

We plan to open a wholesale business and buy cattle for fattening.


 What the SHG means to Emebet Asegedaw

I am married with 2 children.  I am happy because I have joined this group. I used to be at home. I thought the only thing I could so was to raise children and do the chores. Now our lives are transformed economically and socially. I thought I was good at raising children and doing chores but I am much more than that. We have had training and a lot of encouragement. I have changed my kitchen into a kiosk and I sell items from there. I took a £7 loan to start the business, which I repaid, and then another loan £25 to expand. I plan to ask for further loans to expand again. The change in my life is visible to everybody and it is all due to the Self-Help approach. I regret the time I spent in my house not doing anything. I wish I had started earlier. When our facilitator said that we could start by trading almost anything it was strange to hear, but we have proved it practically. I will be an investor in future!  



With your help, we can support the further development of the Self Help Group programme so that more people can work together to use their own resources to feed their families, send their children to school and improve their communities as this group has done.